<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Homepage -->
  <url>
    <loc>https://mpowafin.co.za/</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- How it works page -->
  <url>
    <loc>https://mpowafin.co.za/how_it_works/</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- FAQ page -->
  <url>
    <loc>https://mpowafin.co.za/faq/</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- DebiCheck page -->
  <url>
    <loc>https://mpowafin.co.za/debi_check_info/</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Articles page -->
  <url>
    <loc>https://mpowafin.co.za/articles/</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Contact us page -->
  <url>
    <loc>https://mpowafin.co.za/contact_us/</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Privacy policy -->
  <url>
    <loc>https://mpowafin.co.za/privacy_policy/</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.1</priority>
  </url>

  <!-- Lending policy -->
  <url>
    <loc>https://mpowafin.co.za/policy_fees/</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.1</priority>
  </url>

  <!-- Login -->
  <url>
    <loc>https://mpowafin.co.za/session/users/sign_in/</loc>
    <lastmod>2025-01-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
</urlset>
